Wednesday, May 15, 2013
For well over a decade small businesses have complained loudly about the affordability of health insurance. Efforts to address this problem have been controversial and often too partisan.
That is why it is important to publicly recognize legislators who are problem solvers and forge a bi-partisan solution to benefit are small businesses and individual policyholders.
Representatives Joseph Daning, Joseph Jefferson, Jim Merrill, Samuel Rivers and Edward Southard have joined over half the members of the South Carolina House of Representatives in sponsoring H.4095.
Thirty-five Republicans and 39 Democrats have found a way to address a critical issue that is making health insurance unaffordable for everybody.
Right now those with health insurance pay higher premiums to cover the uncompensated care of the uninsured, who are mostly low income. For a family policy this additional cost is about $1,000 a year. This cost shifting or "hidden tax" will only go away when most citizens have some form of health insurance.
House Bill 4095 would help low-income citizens obtain private insurance using effective managed care organizations and health savings accounts.
Through the effective utilization of federal funds, today's uninsured and insured South Carolinians will realize the benefits of affordable health insurance without adding significant expense to the state taxpayers.
We applaud the leadership of these Representatives in pursuing affordable health insurance for our small businesses and citizens.
Frank Knapp Jr.
President and CEO, South Carolina Small Business Chamber of Commerce
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